Services

Our investment management approach starts with your goals and risk tolerance, not a one-size-fits-all model portfolio. We work with Maple Grove-area individuals, families and business owners to build diversified portfolios designed around your time horizon and comfort with risk, then monitor and adjust as your circumstances evolve. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Q: Do you require a minimum account size to work with Schuler Financial?

A: Minimums vary by account type and strategy - we'll walk through what makes sense for your situation during a no-obligation discovery meeting.

Retiring well takes more than a savings number - it takes a strategy for income, taxes, and timing. Our retirement planning process starts with understanding your current savings, expected expenses, and the retirement lifestyle you want. From there, we build a plan covering Social Security timing, retirement account options, and required minimum distribution (RMD) strategy - reviewed regularly as your life and the markets change. 

Q: When should I start talking to an advisor about retirement? 

A: It's never too early to build a plan. The sooner you start, the more flexibility and options there typically are. 

Saving for a child's education while also saving for your own retirement can feel like competing priorities. We help Families in Maple Grove and throughout Minnesota setup education savings accounts, such as 529 plans, and think through funding strategies that don't put your own retirement at risk. We believe that informed clients are empowered clients. We provide educational resources to help you better understand your finances and make sound decisions.

Q: Is a 529 plan always the right choice? 

A: It depends on your state tax situation, timeline, and other savings priorities - We'll help you compare options during your planning session. 

Estate planning is about protecting the people you love and making sure your wishes are carried out. At Schuler Financial, we guide Maple Grove and Hennepin county families through the complexities of creating a comprehensive estate plan, which may include wills, trusts, power of attorney, and healthcare directives. We can coordinate with your attorney to make sure your financial plan and legal documents work together.

Q: Do you write wills and trusts yourselves? 

A: No - we coordinate with local estate planning attorneys to make sure the legal documents align with your broader financial plan; we do not provide legal advice ourselves.

A financial plan is only as strong as its protection against the unexpected. We review life, disability, and long-term care insurance needs alongsideyour broader plan to help make sure a single event doesn't undo years of saving and planning.

Q: Do you sell insurance policies directly?

A: We can discuss insurance strategy as part of your overall financial plan and work with licensed insurance resources as needed - details vary by product and will be reviewed with you directly.